55% of millennials, Gen Zers aren’t prioritizing saving — Many people think that they should start saving for retirement as soon as possible, but this may not be the best strategy Traditional wisdom says that you should start saving for retirement as soon as possible. The sooner you start, the more time your money has to grow. However, this may not be the best strategy. Here is the summary of what most personal finance books will recommend:

How financial institutions stole your time and labor — What if I told you everything you were taught about money is a lie. You walk into a bank and deposit your life savings thinking that they’ll keep it safe but you’re wrong. You’ve been lied to for one reason — ECONOMIC GROWTH. The more you believe in this financial…

Taxing the rich — a good idea? — Being Rich — The IRS vs the people At the time of writing, being rich as defined by the U.S. government is anyone making enough to pay a 37% marginal income tax rate, taxpayers with taxable income above $539,900 for single filers and above $647,850 for married couples filing jointly. However, as average Americans, when we think about…

Learning to invest like the 1% — You might have heard of the saying wealth is control by the hands of a few. In this post, I will present to you the way the rich remains rich and how we can apply the same principle to increase our net worth. Morgan Stanley reported that the wealth management…

“The stock market is filled with individuals who know the price of everything, but the value of nothing.” — Phillip Fisher — Have you ever wondered how to research stocks before investing? If so, you’re not alone. Many people, particularly millennials and Gen-Zers, have questions about how to get started in the stock market. While some people think that stock picking is all about luck, the reality is that there are certain…

Tips for financial success in 2023 — Do you know what the magic number is? No, not 7. The magic number when it comes to credit scores is 850. An excellent credit score can save you money on interest rates and help you qualify for better loans. So, how do you become one of the privileged few…

Making your New Year’s resolution for a better financial life — Financial freedom is something that many of us aspire to achieve. Financial independence gives you the power and confidence to make decisions about your life without being limited by finances. But achieving financial freedom can be a daunting task, especially if you don’t have a plan in place or know…

Don’t save what is left after spending; instead spend what is left after investing. — Investing in the stock market can bring great rewards, especially when starting early in life. According to legendary investor Warren Buffett, “the earlier you start investing, the faster your money will grow and compound over time.” …

Want to start investing but don’t know where to begin? Read on — Investing can be intimidating, especially for those who are new to the process. But with knowledge and guidance, anyone can understand the basics of investing and make smart decisions that help them reach their long-term goals. In this blog post, we’ll cover everything you need to know about investing: what…